Personal loans are a significant part of life today for many reasons. We are here to help you with all of your personal lending needs, whether you plan to buy a car, need a student loan, or want to consolidate debt into a single payment. We offer both secured and unsecured loans. We also specialize in mortgages, home equity and bridge loans.
Our consumer loans have one thing in common – competitive annual percentage rates. A lower rate can mean easier payments, shorter terms, and less money spent on the actual cost of the loan. Sound interesting? It should. Plus, we offer friendly service and a wide variety of payment options.
Stop in today and ask about our consumer loans, because saving you money is all a matter of interest.
Shopping for a car, truck, or van? Our auto loans can help you finance your vehicle or refinance your existing auto loan. No matter if you’re in the market for something new or one that’s been around the block a few times, we have the perfect payment option for your budget.
Ready to have some fun? You’ve worked hard to afford a little luxury, so you shouldn’t have to work even harder finding an affordable rate. We offer special boat and RV loans that go easy on your wallet. Recreation is even more enjoyable when you know you’re saving money.
When it comes to financing homes and other types of buildings, we can provide the complete package – from lot purchase, through construction, to permanent financing. Through our access to a comprehensive array of options regarding rates, amounts and other lending criteria, most customers can rely on finding exactly the financing they’re looking for. Plus, we can help determine the most cost-effective approach to every financing situation.
Great mortgage rates with no delay on your loan application are two good reasons why your home purchase or refinancing plan should begin with us.
You can rely on our mortgage specialists to help you find the most cost-effective financing available from our wide selection of programs and rate options. And when you’re ready to apply, we’re ready to help you at any of our branch locations.
Whether purchasing your first home, refinancing an existing mortgage, buying property for investment purposes, or buying the vacation home you've always desired, we offer various mortgage loans to help make your dream of home ownership a reality.
Securing the right financing can be a challenging process. We understand the process and go to great lengths to ensure that every mortgage – from application to closing – is handled quickly and expertly. And every transaction is backed by service that is as professional as it is warm and personal.
We can assist you in getting pre-qualified for a home loan and, at the same time, help you determine which home loan is suitable for your financial needs. We continue to make the process as simple and worry-free as possible.
Excellent rates and applications taken at your convenience - everything you’d expect from a true financial partner. Talk with us today.
Time for a vacation? Now might be the perfect time to take that second honeymoon… or go on an adventure with the kids. A home equity line offers a money-saving way to use the equity you’ve built up in your home on all sorts of things. What’s more, your interest may be tax deductible. (Consult your tax adviser regarding deductibility.)
Thinking about college? Though the cost of secondary education can be overwhelming, we can help it become more manageable. A home equity line can be used as a practical way to finance tuition.
Tired of managing a number of monthly payments and fees? Consolidating your debts can save you time and money by reducing all your interest payments and monthly bills down to one. A home equity line offers a competitive rate and a great way to stay on top of your debts.
Making repairs or home improvements? Before you call the carpenter, call us. Whether you’re planning to fix the roof, purchase new appliances, or even build an addition, our home equity lines are a perfect way for homeowners to borrow and save.
Randolph Bank & Trust Company is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC's general deposit insurance rules.
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